Stick to a budget and manage your money the MINT way. Let’s break it down.
WHY SHOULD I USE MINT?
It allows you to track your chequing, savings and credit accounts all in one place. MINT lets you see the bigger picture into your money spending habits.
SUPA COOL! SO WHAT ELSE CAN IT DO?
Based on the information you provide, MINT will recommend highly personalized financial products for you depending on which bank you’re with.
MINT also allows you to:
-Check your credit score (FOR FREE!), and learn how to improve it!
-Create a budget–one that you can stick to!
-Set reminders for upcoming bills!
-Get a visual look at your spending with graphs and charts!
-Add financial goals and help you reach them!
-Get emails or texts when your account dips below a certain amount!
BUT IS IT SECURE? THIS IS MY MONEY WE’RE TALKING ABOUT HERE.
MINT uses the same security for their apps and website as high-end banks do. Worst-case scenario: someone happens to see your account. Your money can’t be moved around or transferred to another account through the MINT app or site, and there is nothing hackers can see that will compromise your information. Talk about being financially fearless
(FUN FACT: Banks that are serious about security are all on the Bell network– It’s the most trusted network in Canada. All the major banks like CIBC, TD, and RBC are with Bell. So you can use MINT knowing your information is safe!)
WHAT IF I USE CASH?
The only downfall with this money-tracking site is that it only works if you pay with debit, cheques or credit. Obvi, cash isn’t traceable, and debit charges can really add up. BUT! your bank will have plans where you pay a certain amount of money each month so you can have unlimited transactions! It’s worth it to get a better idea of how you’re spending your money.
Overall, MINT is a very hands-off approach to money, but still allows you to get the bigger picture. It’s a money manager that I think everyone should try. What’s not to love about spending smarter and saving more?
Now make it rain,